What is Real Life?
We asked. You responded.
In over 5,500 photos and videos, you've shown us moments of joy.
Sorrow. Struggles. Triumphs. Fears. Dreams.
And with every smile, tear, laughter, and heartache is a story worth telling.
This is your story.
What is Real Life? Find out by watching this video.
Everybody has a dream, a wish.
To have their own home,
To live a healthy, worry-free life,
Or perhaps, to travel the world.
But dreams won’t come true merely by wishing.
In real life, you have to start planning.
That’s where we at Philam Life can help.
We understand real life.
And with the right plan,
we can help turn your struggles into success,
Fears into peace of mind,
And dreams into reality.
Anong plano mo? Usap tayo.
Tap photo to enlarge
Photos are courtesy of #RealLifeis participants on www.instagram.com/RealLifeisPH.
The medical technologist took a long and hard look at the recent ECG output. The awkward silence, punctuated by the sound of the airconditioning unit foretold unpleasant news. The technologist called the cardiologist who was on duty. Earlier that ...Read More >
Everybody deserves to have a happy family and of course a secured life. Parents always do the best they can so that they can supply the needs of their children. Nobody knows what will or might happen tomorrow. We cannot control and manipulate the fut ...Read More >
“When God closes the door, somehow He opens the windows.” The window was opened wide to let the light during the darkest period in our life. Philam Life was that light at the end of the tunnel. Our family’s affair with Philam Life started that fateful morning of Janua...Read More >
My family once had a lifestyle not too many can afford. My father’s business was doing great and my mother is working for a construction company as an accountant.I could say that we were living comfortably then. But all of that changed when my father got sick. My mother needed to quit her job ...Read More >
Year 2006, right after college, nag-umpisa ang paghina ng family business namin until tuluyan na itong magsara. My parents were both retired government employees without pensions. My brother who is my only sibling was the one who managed the business. Therefore, nang magsara ang negosyo, wala lahat ...Read More >
I am happily married to my loving wife and father to three kids – two girls and one boy. I am a businessman running my own construction supply here at my hometown in Batangas. I can say that life has showered me wonderful blessings throughout t ...Read More >
My Philam Life story is a simple story of gratitude – a ‘Thank You’ story. Philam Life is certainly a blessing to me from above, as an ally to my becoming. When my mother needed an appendectomy operation in 1966, a Philam Life ag ...Read More >
It never occurred to me that my spouse of twelve years would suffer a terrible stroke at a young and productive age of 45. It was at this unfortunate time, that the Philam Life policy purchased by my husband, Julio Loria Goyena III, empowered our lives. There I was, a working mother, w...Read More >
I was hired as a Sales Development Manager under Premier Leader Development (PLD-Davao now based in General Santos City) last June 13, 2011. Even during the probationary period, we were entitled to get a Group Voluntary Life Insurance (GVLI) and I got one for myself and my husband. Our first deducti...Read More >
Nagsimula ito sa isang pangarap. Natakot ako sa unang araw ng klase. Mga siguro 1990’s iyon nung mapadapad ako dito sa Tarlac. Halos katatapos ng unos ng Pinatubo. Elementarya ako nuon. Napakasimple ng aking pangarap – makapagtapos ako upang matuwa ang aking mga magulang. Ngunit sa pa...Read More >
My Philam Life career is a blessing, for which I am happy, proud, and grateful. Through the years, it has helped me sustain the needs of my family. And more than that, it has helped me help companies, employees, family, and friends. Several years ...Read More >
Nestor and Razel Gicaraya are the first to admit that they are not perfect parents. But the story of their commitment to finding a way to give their child a brighter future speaks volumes about the kind of “Papa” and “Mama” th ...Read More >
Philam Life has positively changed my financial life. Being the youngest among 7 siblings I have lived a carefree life. I was not sure of what I wanted to be in the near future. My father has always wanted me to be an accountant or take up any business-related course however, I was fond of cakes, br...Read More >
I can still vividly recall how my mother does her budgeting each month. As a public high school teacher, she does not earn much and therefore must do careful planning with every pay check received. I watched in awe as a few hundreds were stapled and labeled, “Kuryente”, “Pamasahe&r...Read More >
No one really recruited me to be part of the agency force. I learned about the career from a good college friend who used to work with the management team of Philam Life. She would share with me stories of how the Philam Life financial advisors work and play! I got curious and asked her how I can be...Read More >
Mention “dream retirement” and immediately, visions of luxurious travels and lazy afternoon naps on a hammock come to mind. For most people, such a retirement is only a dream. But for Naty Golez, a loving wife and doting grandmother of tw ...Read More >
Raising children is both challenging and fulfilling. Seeing your little one laughing and smiling makes all the late nights and the sacrifices worthwhile. But what if you had to give that up to give your child a better life? What if you had to be a th ...Read More >
Call me Connie. I am a real-life, Philam Life insurance beneficiary, an agency manager, a Philam Life Certified Financial Planner and a Certified Investment Solicitor, a mom of an only daughter who is also a company Financial Advisor. We lost a loved one to colonic cancer many years ago. The pain...Read More >
Philam Life, the country's largest and most trusted insurance brand helps me as I build wealth for the future. Its various investment-linked products such as my Abundance Plus plan gives me a sense of financial security while growing my savings through investing in various well-managed investmen...Read More >
Ako'y isang magsasaka o tenant; 50-50 ang sharing o partihan. Nagsimula akong magsaka noong taong 1961 dito sa Munting Ilog, Silang, Cavite at tatlumpung taon na akong nakikisama. Enero 1995 nangmay dumating na ahente ng Philam Life. Magkakilala naman kami. Ako raw ay magpa-insure sa Philam L...Read More >
If you’ve ever lost someone you love, you know the pain never really goes away. But even though all you want to do is to be left alone with your grief, you know you have to get up, dry those tears and be strong, especially when your family is c ...Read More >
I joined the company back in 1994 as an Agency Trainer. Little did I know that I will stay this long with the company. For me, it’s the work environment that enabled me to grow professionally and personally. I was privileged to have bosses w ...Read More >
Sunshine shrouded the afternoon— penetrating the windows, painting the walls of the living room with monochromes of yellow. The wind blew leaves on the porch. “December is fast approaching.” Mama said. She just finished the laundry thirty minutes ago. Her hair was tousled from her ...Read More >
I first got to know Philam Life through a family friend that I had not seen for quite some time. It was the summer of 2005 and it felt like a time of new beginnings for me. I can say it was the perfect time to offer me a plan. It was the time I came to know the seriousness and clockwork responsibili...Read More >
Every life has its share of success and failures, of joys and pains, of woes and triumphs. We had a simple life before – a life full of dreams and aspirations. I was a plain housewife with five lovely daughters. My husband was employed at the City engineer’s Office in the maintenance ...Read More >
I have considered my whole journey with Philam Life as a series of blessings. I was blessed that Ms. Susan Torre found my resume few years back, which led to my joining Philam Life. I was blessed to be part of the reliever pool and was able to travel ...Read More >
It’s not every day that the thought of your life possibly ending sooner than you hoped for crosses your mind. But it is a reality that we all have to face at some point in our lives – some earlier than others. It was about two and a ha ...Read More >
I, as a father, enrolled my two kids for Philam Life's Health 100, a consumable lifetime health insurance plan with daily hospital income, long term hospitalization, ICU daily income, out patient income, and surgical allowances. I prepared this to aid us since mahirap magkasakit ngayon and it is...Read More >
It was a rainy afternoon more than a decade ago when I bumped into a long-time friend. She was a Philam Life Financial Advisor and she showed me the different health insurance plans offered by Philam Life. After reading about their products, I chose the Versalife Reward. When I finished paying my an...Read More >
Today marks our tenth month as husband and wife. Marriage is bliss! (So far. Hehe.) We are already thinking about starting a family and we know that now, more than ever, is the time to get the most out of life, whether it is being able to afford our future children’s dream education, a trip to...Read More >
I was hired in 1997 at 27 years old as an Insurance Administration Manager with a rank of senior manager, the same rank that I hold today. I was much younger than all my staff then and so I had to muster all my leadership skills to bring the team to ...Read More >
My life with Philam Life is really a journey in itself: from an offline one-man office to an online two-man office; from a cashier reliever to different offices and now as a Regional Operations Manager of a network. I’ve been to different citie ...Read More >
Hindi masama ang mangarap. Ang kailangan lang ay ang tunay na kaagapay para sa isang maayos, masaya at matiwasay na pamumuhay. Subalit sa panahon ngayon, kahit saan ka man lumingon, kung wala kang plano, mahihirapan kang sumabay sa pag-ikot ng mundo. Nandiyan ang pagtaas ng singil ng kuryente, pagka...Read More >
Unang work ko noon at naisip kong tumulong sa parents ko kaya I decided to get a Philam Life insurance plan for my younger sister's education. Natapos ko nang hulugan ang insurance na 'yon and I've got it and already used it for her tuition fees. My parents were very happy with that, &qu...Read More >
Two years na lang, magma-mature na ang policy ko with Philam Life. Buti na lang, ipinagpatuloy ko pa rin ang pagbayad sa insurance ko kahit gipit na gipit na ako sa pera noon. May mga times na hindi ako nakakapagbayad on time dahil short ako sa pera pero dahil may may Automatic Premium Loans ang Phi...Read More >
My Philam Life story does not begin with me; it begins with my mother. When I was born, I was already part of the Philam Life family. My mom had already been working as a Philam Life advisor for a year when she gave birth to me. A teacher by profe ...Read More >
Last August 2008, I celebrated my 41st birthday. Two months after, I was diagnosed with Lung Cancer. My pulmonologist recommended a lobectomy to remove the mass in the lower right lobe of my lungs. One of my biggest concerns was where to get the mone ...Read More >
In April 2008, my sister was diagnosed to have 4th stage colon cancer. Buti nalang meron siyang Philam Life insurance policy. Kahit hindi siya pinalad na makasurvive sa kondisyon na iyon, nabayaran lahat-lahat ng medical expenses including two major operations. Napakalaking tulong ang nabigay ng ...Read More >
Habang nasa ibang bansa ang aking nanay, sinimulan na niyang paglaanan ang education plan ko sa Philam Life para sa aking pag-aaral. Buti na lang Philam Life ang pinagkatiwalaan niya para sa edukasyon ko at hindi napunta sa wala ang lahat ng kanyang pinagpaguran sa ibang bansa di tulad ng nangyari s...Read More >
My mother and father enrolled for a plan under Philam Life with Excelife, a life insurance with hospitalization benefits, and Versalife, a dividend-earning plan and also a life insurance. They always tell us that we should not be afraid in time of their death because they will still help us and w...Read More >
My passions in life are basketball, my wife and my family… Back in 2003, one year pa lang akong nagtatrabaho, I decided to avail two life insurance products from Philam Life namely, TriLife for savings as well as 24-Hour Plus for accident c ...Read More >
When we are faced with an inescapable ordeal, our faith is put to test. Destiny challenges us to conquer life’s battles and when we are about to succumb to defeat, an unexpected blessing finds its way so we can start anew. I came from a brok ...Read More >
Maganda ang aming simulain ng aking asawa. Pareho kaming nagtatrabaho sa isang kumpanya na may mataas na sahod. Hindi halos namin nararamdaman ang hirap ng pagkita ng pera nuong bago palang kaming kasal. Hindi pa man napapanganak ang aming panganay, nilapitan na kami ng aming kaibigan na mag-invest ...Read More >
I have always believed in the saying that “Life is what you make it.” If you want to succeed in your chosen career/ business, by all means, do so. If you wish to fail, it’s all up to you. If you want to be happy and enjoy life, you can do it. But if you wish to live a miserable lif...Read More >
I started my training with Philam Life sometime on the last quarter of 1983 but was only able to acquire my license in March of 1984. I actually started slow in this career because my background was not really in sales. I was an employee of a cargo-forwarding company in Davao prior to joining Phi...Read More >
I thought I had been through enough in my young life. Even with scholarships and my unfailing efforts to maintain them, I still had to sacrifice a lot. I had to endure not seeing my family for months at a time since we needed to save the money I woul ...Read More >
Minsan, nasasabi natin na tayo ay hinubog at pinatibay na ng ating mga karanasan, na tayo ay matatag at kahit papaano’y handang harapin anuman ang dumating na hamon. Ngunit sadyang mapagbiro ang tadhana. May mga pangyayari na kahit sa hinagap a ...Read More >
Last August 2008, my sister had a heart attack and she needed to undergo an immediate heart bypass. Estimated expenses were P800K to P1M per the hospitals (UST, PGH and Phil Heart Center). Since we did not readily have this much money at that time, we needed to secure additional funds from different...Read More >
One of my family members was hospitalized last August 2011. It was something unexpected since it was due to kidney infection. She was confined for three days and had no medical plan or HMO thus, there were no other discounts except for the usual Senior Citizen privileges. Buti na lang I have policie...Read More >
Matagal na naming mag-asawang planong kumuha ng lupang matatawag naming sariling amin. Then one day, somebody offered us na binebenta yung lot nila lower than the market value. I am very much interested pero kulang yung savings namin to pay for that lot. We approached some of our friends and relativ...Read More >
The contraction got stronger and lengthier each time. I knew I would be giving birth earlier than expected. “Easy,” I told my baby, fifteen minutes aboard our reliable motorcycle to the hospital and everything would be alright. Thre ...Read More >
Five years ago my boss, Ms. Minna, told us to purchase a Money Tree investment plan for us to appreciate the product and to better understand our VUL clients. Together with my best pal in Underwriting, we purchased a Money Tree through the GIO Employ ...Read More >
Fourth year college ako nang ma-stroke ang Tatay. Kasabay noon ang pagtaas ng diabetes niya. Hindi nila ko pinahinto ng pag-aaral dahil ang gusto ni Tatay, makatapos kaming magkakapatid ng pag-aaral. Mahalaga 'yon para sa kanya dahil Grade 6 lang ang natapos niya. Kasabay ng paglala ng sakit ni ...Read More >
Sa oras ng kagipitan, sigurado akong maaasahan ko ang Philam Life. Ako ay isang empleyado ng isang sikat na kompanya dito sa Pilipinas. Mula sa pagiging rank and file, naabot ko ang posisyon ng isang Area Manager. Mula sa Bulacan, inilipat ako sa Visayas at pagkatapos ay sa Mindanao. Nang perm...Read More >
I could never forget that day when a Philam Life Financial Advisor visited our home in Nasugbu, Batangas and offered an education plan for our youngest child, Mark Alvin. After all the benefits were explained to me, I got really interested. But there was only one problem – my husband. He was n...Read More >
March 27, 2003, exactly five o’clock in the morning, I was rushed to the Cebu Doctors Hospital for confinement due to high blood pressure. It was 180/120. The following day, I noticed that I could not move the left side of my body. I had no ...Read More >
My wife, Razel, and I are both from poor families. I work as a Math teacher while my wife works as a Science teacher. As educators, we firmly believe that education is wealth. That is why in 2003, when a Philam Life Financial Advisor introduced an ed ...Read More >
I am an OFW working as the Head of the Finance and Accounting Department of McDonalds Saudi Arabia in Riyadh. Long before I had my Philam Life experience, the concept of insurance for me was quite morbid. One can only benefit from his insurance after his death. My Philam Life experience completely c...Read More >
"Yes! Dad is coming home!” The excitement never faded every time he came home. The longing to see and embrace him once again brought so much joy. As Ginger, my younger sister, and I grew up, we slowly began to understand why he had ...Read More >
As a young woman fresh out of college, I was eager to conquer the world and be on my own. Armed with a Bachelor’s Degree in Commerce and a major in Management, I was determined to get a job immediately. My first attempt was to be a cashier at a ...Read More >